Most people know that renters insurance can protect their belongings in case their rental home catches on fire or pipe bursts in the home. Renters insurance can also protect your belongings in case your rental home is burglarized. However, here at Northeast Insurance Advisors LLC, serving the greater Easton, PA area, we have seen many renters who have not realized all of the benefits associated with renters insurance.
Here are two additional ways renters insurance can protect you as a renter.:
Can Protect You If You Are Sued By the Homeowner
If you are renting a home, the homeowner can sue you for damage that is unintentionally done to their home. For example, if you leave a candle on and the home catches fire, the owner can sue you for the damage done. Most renters do not have the money to pay for this damage, so this is where renters insurance comes into play. Renters insurance covers you in these situations, protecting you from lawsuits such as these.
Can Help You Keep a Roof Over Your Head if the Rental is Inhabitable
The other major benefit associated with renters insurance is that the policy will pay for a hotel or a temporary rental if your rental home becomes uninhabitable. If a fire, flood, or other event happens and you cannot live in your home, renters insurance helps to pay for your new place to stay.
Contact Us Today
If you are a renter, having renters’ insurance is extremely important. If you do not already have a policy, now is a great time to purchase one. At Northeast Insurance Advisors LLC, serving the greater Easton, PA area, we would love to help you get a renters’ insurance policy. Call us now to obtain a quote.