3601 Nazareth Rd
Easton, PA 98765
Driving without insurance in Pennsylvania can get you into serious trouble. You need to buy minimum liability coverage to protect other road users in case of an accident. However, that doesn’t mean you stop there. Other critical coverages like personal injury protection, comprehensive, and Collision help pay medical bills and damage to your vehicle. Experts at Northeast Insurance Advisor LLC recommend talking with your insurer to understand your policy better and choose the coverages that best fit you.
Auto insurance is an automobile contract between you and your insurer that agrees to pay losses up to the covered limits in exchange for regular premium payments. While most insurance advisors in Easton, PA, often urge drivers to buy more insurance, it’s imperative to understand that insurance needs vary from one policyholder to another. All coverages are also priced differently and customized to suit your exact needs and budget payable in six months or annual timeframes.
Your policy is designed to protect you, your family, and other road users. Everyone who drives your car with your permission is covered under your policy. Remember, auto insurance doesn’t necessarily cover the driver but the activities of the vehicle. That’s why bodily injury and property damage liability are a requirement, and personal injury protection is not mandatory.
Insurance companies in Pennsylvania use different criteria when determining individual prices. They look at your personal information to assess your likelihood of filing an insurance claim. Some of the factors that can affect your insurance include your car model, driving record, where you store the car, how you use the vehicle, and your age. Remember, if you are a first-time driver, you are likely to pay more than most drivers as most insurance companies assume you are at risk of causing an accident than other drivers.
For more information about Auto insurance in Easton, PA, feel free to contact Northeast Insurance Advisors LLC.