Many people in Easton, PA purchase umbrella insurance to supplement their auto or homeowners insurance. Umbrella insurance provides an extra layer of protection by covering things that your auto or homeowners insurance doesn’t. However, it’s important to know that umbrella insurance has its limits. Northeast Insurance Advisors LLC is here to assist with all your insurance needs, including getting you the right umbrella policy.
Here we take a look at some of the things that are not covered by umbrella insurance.
Things Not Covered By Umbrella Insurance
- Flood Damage
- Sewage Backups
- Mold Or Mildew Damage
- Termite Damage
- Deliberately Caused Damage
- Nuclear Accidents
What Does Umbrella Insurance Cover?
Umbrella insurance does cover some things that your auto or homeowners insurance doesn’t. For example, umbrella insurance will cover you if you are sued for libel or slander. It will also cover you if you are sued for damage that you caused with your car, even if it was an accident.
So, while there are some things that umbrella insurance doesn’t cover, there are also some things that it does cover. If you’re looking for extra protection, umbrella insurance may be a good option for you.
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While umbrella insurance can provide valuable protection, it’s important to know what it does and does not cover. In the greater Easton, PA area, umbrella insurance does not cover flood damage, sewage backups, mold or mildew damage, termite damage, deliberately caused damage, nuclear accidents, war, or acts of terrorism. If you have any questions about what is and is not covered by your umbrella policy, be sure to contact Northeast Insurance Advisors LLC. Our agents will answer any questions you have about umbrella insurance – or any type of insurance.