Category: Commercial Insurance

As a business owner in Easton, PA, it’s vital to protect your company with commercial insurance. There are a variety of coverage options available, and a Northeast Insurance Advisors LLC experienced agent can help you select the policy that best meets the needs of your business.

Commercial Insurance Types

Some common types of commercial insurance policies include:

Property Insurance

Commercial property insurance covers the physical structure of your business, as well as any contents or inventory that are stored on the premises. If a covered event damages your property, such as a fire or severe weather, property insurance can help you cover the cost of repairs or replacement. Your representative at Northeast Insurance Advisors LLC will help you determine the amount of coverage you need to protect your business.

Liability Insurance

Liability insurance protects your business from financial damages if someone sues you for negligence or wrongful actions. For example, if a customer is injured on your property, liability insurance can help cover the cost of any medical expenses that are incurred.

Business Interruption Insurance

If a covered event forces you to close your store or service temporarily, business interruption insurance can help you cover lost income and other associated costs. This type of policy can also help you pay for temporary relocation expenses if your business can’t operate from its usual location.

When choosing a commercial insurance policy, it’s essential to consider the specific risks that your business faces. An experienced agent can help you find the coverage that’s right for you. For more information, contact an agent at Northeast Insurance Advisors LLC. We’ll help you protect your Easton, PA business and keep it running smoothly.

There are not many great feelings like seeing your dream business come to fruition. However, when running a business in Easton, PA, you need to contend with the inherent risks it comes with. You could be sued, someone could get injured on your premises, or disasters like fire, lightning, theft, and others could strike your business. Given the risky environment that businesses operate in, it would be unthinkable to run your business without commercial insurance from Northeast Insurance Advisors LLC.

Do you ever find yourself asking why you should invest in commercial insurance? Here are the reasons to make you smile the next time you are writing the insurance check.

To keep your business running

For most small businesses, a slight disruption can bring operations to a halt. Now assume fire or hail has destroyed your business assets? Without commercial insurance, it would be difficult to get back on your feet. However, if you have business insurance, you get compensation for losses or damages resulting from a covered loss.

To comply with the law

Pennsylvania State requires businesses to carry the below minimum commercial insurance coverages.

• Commercial auto insurance: All cars, including trailers, trucks, and other vehicles that run business operations, should have commercial auto insurance to protect the car, driver, and other road users.
• Workers’ comp insurance: Whether your employees are part-time or full-time, you are required to secure them against work-related injuries with workers’ comp insurance. Without this insurance, you may face suits from workers that have sustained work-related injuries. 

It’s cost-effective

Instead of looking at business insurance as another expense, view it as an investment for your business. Commercial insurance might look like a cost in the absence of tragic incidences, but you will thank the insurance gods when disaster strikes, and you have commercial insurance. This insurance saves you expenses such as employees’ medical costs, property damages, legal suits, and many others. 

Buy commercial insurance today!

Commercial insurance is a must-have investment for every business. If you would like to purchase one for your Easton, PA business, don’t hesitate to contact Northeast Insurance Advisors LLC. Partner with us to take care of your insurance needs as you concentrate on your business. 

Those that would like to own businesses in the Easton PA area can find that there are a lot of opportunities to be successful. If you are going to try and grow a company in this area, you do need to ensure that it is properly protected with insurance. A commercial insurance plan can protect a business in this area of Pennsylvania in several ways.

Coverage Protects Company Assets

One of the reasons that businesses here need to have commercial insurance is so they can protect their company assets. Those that would like to start a company will need to purchase equipment, inventory, and other major assets. Losing them to a fire, theft, or another type of loss could be devastating for the business. Fortunately, your insurance can protect your assets to ensure they can be replaced if you do incur a loss, which could save your company a lot of money.

Liability Mitigation

The risk of being named in a liability suit is something that businesses always need to take seriously. If a customer is hurt when they use your products or services, you could be held liable for the losses. Those that have a proper commercial insurance plan in place will have the protection to mitigate and offset this risk, which could keep your company solvent if you are found liable for an accident. 

Business owners in the Easton, PA area need to make sure they always have proper insurance in place. As you are looking for a commercial plan here, calling Northeast Insurance Advisors LLC is a great idea. The insurance professionals with Northeast Insurance Advisors LLC know the value that comes with this coverage. They can offer any support that you need to choose a plan to protect your company.