Click to Call
Northeast Insurance Advisors LLC

3601 Nazareth Rd
Easton, PA 98765

Get Directions
Northeast Insurance Advisors LLC Blog

Umbrella Insurance vs. Other Policies: How It Complements Your Existing Coverage

We all know the importance of having insurance coverage to protect ourselves and our valuables. But, with so many different types of insurance policies in Easton, PA, it can be challenging to know which one(s) to choose. Northeast Insurance Advisors LLC explains more about umbrella insurance.

Understanding Umbrella Insurance

First, let’s define what umbrella insurance is. Think of it as an extra layer of liability protection on top of your other insurance policies, like homeowners or auto insurance. If an accident or incident occurs and you are found liable for damages exceeding the limits of your other policies, umbrella insurance can help cover the additional costs up to the limit of your policy.

Compared to other policies, umbrella insurance has several unique features. Unlike most policies, it has no specific deductible, meaning you don’t have to pay out of pocket before your coverage kicks in. Additionally, umbrella insurance typically covers incidents your other policies may not, such as defamation or wrongful eviction claims.

It’s crucial to mention that umbrella insurance is not a substitute for other types of insurance, nor should it be seen as a stand-alone solution. Rather, it is meant to enhance your existing coverage and protect against unforeseen incidents where your primary coverage falls short. Thus, reviewing your current policies regularly and assessing whether umbrella insurance can provide additional peace of mind is essential.

We Are Here To Help

Making sense of the various types of insurance policies available in Easton, PA can be daunting. Umbrella insurance is one excellent option for those who already have homeowners, auto, or other policies. Remember, the key to maximizing your coverage is to contact Northeast Insurance Advisors LLC so we can tailor an insurance plan that best suits your needs.

Our Partners

  • American Modern
  • berkshire hathaway guard
  • chubb
  • crc
  • Donegal
  • encompass
  • foremost
  • grange
  • hagerty
  • Kemper Insurance
  • msa
  • Metlife
  • millers mutual
  • national general
  • nationwide
  • philadelphia
  • progressive
  • rps
  • safeco
  • safeco
  • travelers insurance
  • Westfield