Umbrella insurance in Easton, PA, is designed to provide liability coverage when your standard coverage isn’t enough. It can help protect your assets to ensure you don’t take a massive financial loss after an accident. Always take the time to learn how your policy works to ensure your entire family is protected. 

Umbrella Insurance and Auto Accidents

Umbrella insurance serves as secondary liability coverage after a car accident. First, your auto insurance will kick in to cover things like property damage and bodily injury expenses. If that policy doesn’t provide sufficient coverage, your umbrella policy will kick in and pay the remainder up to its limits. 

These policies can also help if you don’t have enough coverage, are at fault, and face a liability lawsuit. 

Family Coverage

Most umbrella policies extend to other household members, including teens and younger children. They provide the same coverage limits to ensure the whole family has a certain level of protection. In some cases, the policy will cover children who are away at school but still use your address as their residence. 

Companies Vary

Most policies will extend coverage to teenagers, which will also provide coverage while they are driving. However, it’s essential to remember that companies vary. Always speak with an agent at a trusted agency like Northeast Insurance Advisors LLC to make sure your children are covered. 

We understand the importance of ensuring your family has the necessary financial protection. Contact our agents at Northeast Insurance Advisors LLC to discuss your policy details. We’re currently serving the Easton, PA, area.