Does Basic Car Insurance Include Coverage for Classic Cars?

Ensuring your classic car in Easton, PA, is properly insured is essential to protect your investment. Whether you occasionally drive your vintage ride around town, participate in parades, or display it at car shows, understanding adequate coverage is crucial. Contact our licensed agents at Northeast Insurance Advisors LLC to learn more about specialized insurance options for your classic car.

Why Doesn’t My Car Insurance Cover My Classic Car?

This is a common question. While the state doesn’t require owners to have a separate policy for their classic cars, it does mandate basic liability coverage, which is typically included in a standard auto insurance policy.

However, a standard auto insurance policy uses depreciation as a factor, which may not align with the needs of classic car owners. Classic cars often increase in value as they age, making a specialized policy a better option. With a classic car insurance policy, an agreed value is determined for your car from the start, ensuring its value is protected from depreciation.

Specialized coverage also benefits other areas, such as restoration costs. This may include tools needed for repairs, roadside service tailored to the proper handling of classic vehicles, and coverage for original equipment manufacturer (OEM) parts. Our agents will review all aspects of a specialized policy and recommend additional coverage options that may be beneficial.

Contact Us

Don’t let uncertainty about insurance coverage hold you back. Contact Northeast Insurance Advisors LLC today, and we’ll help you find the right policy to keep your classic car protected and headed in the right direction.

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